The Homebuying Process

Buying a home can be as challenging as it is exciting. It's a task that requires a significant amount of planning and preparation. As your buyer agents we will prepare you thoroughly for the challenges ahead and guide you through each step of the home buying process.

Step 1: Get Pre-Approved
Getting pre-approved by a lender should be the first item on your list. Once you're pre-approved you will have a better sense of what you can afford. Having a letter of pre-approval in hand is crucial for the outcome of any offer you'll make on a property.

Step 2: Determine Your Financial Comfort Zone
Write down your combined monthly income and expenses, and determine the maximum monthly mortgage payment that you would be comfortable with. This amount may vary from the amount shown on your pre-approval.

Step 3: Outline Your Location & Housing Requirements
What neighborhoods would you like to live in and what are your criteria for choosing a home? Create a list that outlines all your housing requirements and the locations you'd like to live in, and then prioritize the items on your list.

Step 4: The Home Search
After you have completed the first three steps we're ready to begin. We will search for and preview active listings that meet your criteria. We'll then show you the most promising listings at your earliest convenience.

Step 5: Writing, Presenting & Negotiating An Offer
Once you find a home that you wish to purchase we'll put the offer together. We'll guide you through the purchase & sale agreement and all other forms and addenda, and advise you on how to make your offer as strong as possible. After writing the offer, we will present it to the seller and the listing agent and negotiate your terms.

Step 6: Mutual Acceptance & Closing
When the parties reach mutual acceptance, the closing process begins. From this point forward the transaction will be 'managed' by a neutral closing agent (Escrow). We will oversee this process to make sure that everything closes on time!